bKV. Clearly conceived. Effectively implemented: Solutions for brokers
We help brokers and agents integrate supplementary health insurance into their businesses in a simple, successful, and scalable way—with clear models and genuine support.
What is the bKV Network?
In the bKV Network, you’ll become part of a strong community that shares knowledge, pushes each other forward, and radically simplifies bKV using modern tools—digitally, efficiently, and profitably. Whether you provide consulting yourself, pass on qualified leads, or build your own brokerage team: The FAKTOR MENSCH Network offers the right model for you.
You’ll work with strong product partners, benefit from clear digital processes, and grow alongside a community that drives revenue. No strings attached. Just real, scalable revenue opportunities.
Your benefits at a glance.
Find out what opportunities our network has in store for you.
Let's get started right away
No need to set up your own infrastructure or deal with any extra work. You can jump right into the supplementary health insurance business.
Systematic Growth
Take advantage of qualified leads, thought leaders, and an active network.
Transparent & low-risk
Excellent compensation, no software costs, and no hidden obligations.
Knowledge Transfer
Practical training and masterclasses to give you a real edge in the supplementary health insurance market.
An exchange among equals
Share experiences, learn from one another, and improve together.
Positioning as a supplementary health insurance expert
Leverage the appeal of an established brand to enhance your professional image.
Proven solutions instead of experiments
Access to selected product partners and tools to help you succeed with your supplementary health insurance.
Work in a way that suits you
You choose your own path—with no strings attached, no rigid rules.
Three paths, one goal:
—achieve greater success with your supplementary health insurance
Not every broker wants to actively advise on supplemental health insurance—and that’s perfectly fine. What matters is that you benefit from the growth of this market. In the FAKTOR MENSCH network, we offer three clear models that allow you to use your supplemental health insurance in a way that fits your business model: actively, as a support service, or completely independently.
How to Become a FAKTOR MENSCH Partner
Success in just a few steps
Contact Us
Fill out the form or contact us directly.
Get to know
In a no-obligation consultation, we'll discuss your needs and goals.
Onboarding
We'll help you get settled and give you access to all the tools and resources you need.
Get started
Get started with the full support of the FAKTOR MENSCH network.
Everything you need for your bKV success
Whether it’s comparing plans, managing quotes, or sharing expertise—at FAKTOR MENSCH, you can manage your entire supplemental health insurance business digitally, transparently, and efficiently.
Growing demand
More and more employers are looking for supplemental health insurance solutions to retain skilled workers and promote employee health.
New revenue potential
With every corporate client, you reach multiple policyholders at once.
Easy to implement
You’ll make use of FAKTOR MENSCH’s existing infrastructure, digital tools, and partner network.
Quick Start
No hassle, no strings attached—just get in touch and get started.
Long-term benefit
Join us as a bKV specialist and secure your place in a rapidly growing market.
The Supplementary Health Insurance Market in Numbers
More and more employers are looking for supplemental health insurance solutions to retain and attract skilled workers.
Facts that speak for themselves:
By 2025, 86,200 companies will already be offering employer-sponsored supplemental health insurance—a 47% increase from the previous year.
3.14 million employees currently have supplementary health insurance.
In 2024, there were 56,500 companies—an increase of over 34% from the previous year.
Get in touch
We're always here for you.
Address
67 Willy-Brandt-Str.
20457 Hamburg
FAQs
You can find everything you need to know about the FAKTOR MENSCH network here. If you have any further questions, please feel free to contact us directly!
We’re available by phone Monday through Friday from 9 a.m. to 6 p.m.
Of course, you can reach us by email 24/7.
The bKV Network is aimed at insurance agents and brokers who want to capitalize on the opportunity presented by group health insurance—whether they are just starting out or already have experience in the field.
Yes. The network is designed to integrate into your existing business model—without replacing or limiting it.
No. You decide for yourself how to get started. It is generally possible to switch between or upgrade within the plans.
Communication takes place through designated points of contact, shared platforms, and direct interaction within the FAKTOR MENSCH network. It is personal, engaging, and conducted on an equal footing.